Whether you own a town-home in Midtown, a two-story contemporary in the suburbs or a condo on the lake…we have the policy for you. Regardless of the age, size, style or value we will find a policy that will match your needs and your budget. Houston and the surrounding area has experienced an increase in available home insurance carriers in the last couple of years. Let Gibraltar Insurance Services help you navigate the choices and find a product that will fit your lifestyle.
Do not forget to ask us about:
Many factors play into premiums like the type of coverage, credit score, size of dwelling and previous claims. Let a Gibraltar insurance agent take a look!
No! You must purchase a separate policy for flood coverage.
As homes get older the premium may increase slightly each year. Also different home products are designed for different age homes. Let a Gibraltar insurance agent take a look!
Usually your home policy automatically renews each year and will be billed to the party specified on your policy, eg mortgage company or insured. If something is needed to renew your policy your Gibraltar insurance agent will ask you prior to your renewal date.
This coverage protects you if you are found to be negligent for personal or property damage, your home insurance company will represent you in a lawsuit.
Market value and rebuild value are two different prices. You may be able to sell your home for less than the cost to rebuild it in the case it burns to the ground.
If your house is protected with a security system, you may be eligible for additional savings on your insurance policy.
New homes often qualify for a preferred builder credit.
Combine your auto, home and flood policies through Gibraltar Insurance Services for additional savings.
Brand new home purchases will often qualify for additional discounts.